WIDE ARRAY OF LOAN PRODUCTS 

Each individual has a different financial background and goal.  This is precisely why Bander Mortgage offers clients a wide array of mortgage products.  We are able to fit the right products to each client.  

 

Whether you are a first-time home buyer or seasoned real estate investor, we can help fit a mortgage that meets your objective. 


  • BANK STATEMENT LOANS
    Ideal for business owners. 12 months personal bank statements. Loans up to $3 Million. Rates starting in low 5%.

  • CASH OUT REFINANCE
    Refinance to take equity out of your property. Pay off debts, pay for college and more! Up to 95 LTV. Primary residence or investment property.
  • CONFORMING LOANS
    Loans $453,100 or lower. Downpayment of 3%, 5% or higher. Credit score as low as 620.

  • FHA LOANS
    Credit score down to 580. Downpayment of 3.5%. Single family, condo, multi-unit.

  • FIX & FLIP LOANS
    Up to 90% of acquisition cost and 95% of renovation expenses. Lines of credit from $50,000 to $5 Million.

  • JUMBO LOANS
    Loans over $453,100 to millions in Chicago area. Credit 680+.

  • NON-PRIME LOANS
    One day out bankruptcy or foreclosure. Larger downpayment (85 LTV).  Credit down to 500. Up to $1 Million. Rates start in low 5%.

  • RATE & TERM REFINANCE
    Lower your rate and monthly payment. Change your term, lower or eliminate monthly Mortgage Insurance.

  • RENO LOANS
    Purchase plus renovation funds. Low as 3.5% downpayment. Cook County loan limit up to $703,250 (FHA 4 Unit). FHA 203k and Homestyle.

  • VA LOANS
    Low as 0% downpayment. For U.S. veterans only. Loans up to $453,100. Credit score to 640.

  • CONVENTIONAL FINANCING
    For loans up to $679,650. 20% downpayment. Close in 18 days or less. For primary and secondary homes. Starting at 680 FICO.





    Apply Online or Call Us Today to Find Out Which You Qualify For!