WIDE ARRAY OF LOAN PRODUCTS
Each individual has a different financial background and goal. This is precisely why Bander Mortgage offers clients a wide array of mortgage products. We are able to fit the right products to each client.
Whether you are a first-time home buyer or seasoned real estate investor, we can help fit a mortgage that meets your objective.
- BANK STATEMENT LOANS
Ideal for business owners. 12 months personal bank statements. Loans up to $3 Million. Rates starting in low 5%.
- CASH OUT REFINANCE
Refinance to take equity out of your property. Pay off debts, pay for college and more! Up to 95 LTV. Primary residence or investment property.
- CONFORMING LOANS
Loans $453,100 or lower. Downpayment of 3%, 5% or higher. Credit score as low as 620.
- FHA LOANS
Credit score down to 580. Downpayment of 3.5%. Single family, condo, multi-unit.
- FIX & FLIP LOANS
Up to 90% of acquisition cost and 95% of renovation expenses. Lines of credit from $50,000 to $5 Million.
- JUMBO LOANS
Loans over $453,100 to millions in Chicago area. Credit 680+.
- NON-PRIME LOANS
One day out bankruptcy or foreclosure. Larger downpayment (85 LTV). Credit down to 500. Up to $1 Million. Rates start in low 5%.
- RATE & TERM REFINANCE
Lower your rate and monthly payment. Change your term, lower or eliminate monthly Mortgage Insurance.
- RENO LOANS
Purchase plus renovation funds. Low as 3.5% downpayment. Cook County loan limit up to $703,250 (FHA 4 Unit). FHA 203k and Homestyle.
- VA LOANS
Low as 0% downpayment. For U.S. veterans only. Loans up to $453,100. Credit score to 640.
- CONVENTIONAL FINANCING
For loans up to $679,650. 20% downpayment. Close in 18 days or less. For primary and secondary homes. Starting at 680 FICO.
Apply Online or Call Us Today to Find Out Which You Qualify For!